Investment Day is Here.

Today marks the day that The Seasonal Investor will buy into the market. Buy orders will be executed at the close of today's market and The Seasonal Investor will be fully invested in SPY.

Investment Day is Next Tuesday

It was a roller coaster of a summer that has lead us to this point in the investment cycle - investment day. At the close of the market on October 26 The Seasonal Investor will turn his attention to investing in the market. As the countdown timer to the right indicates, there is one week until the date for investment in the market.

This past summer did not provide The Seasonal Investor with many attractive alternatives for summer savings. From May through most of October, The Seasonal Investor parked his funds in an online savings account paying an annual rate of 1.1%, making this year the poorest year for returns on cash in the last decade. Nonetheless, the charts say cash is where to be over the summer and The Seasonal Investor has learned to trust the carts.

The Seasonal Investor extricated himself from the market with the S&P 500 standing at 1163. With one week to go, the S&P 500 stands at 1177, a gain of 1.2%, only slightly better than being in cash over that time. Over the summer, the index had traded significantly lower but has risen in recent days. In fact, but for one of the best Septembers ever, the S&P might be sitting as much as 10% lower. In one week we will know the final tally for all of it.

So, starting at the close of the market on October 26, 2010, SYP IS WHERE TO BE!

Divestment Day is May 6, 2010

Once again it is spring when The Seasonal Investor turns his attention to divesting from the market. And that time is upon us this week. As the countdown timer shows, divestment date is a mere 3 days hence.

This year the summer savings alternatives appear woefull. Despite that face, from May through most of October, The Seasonal Investor will park funds in cash and cash equivalents. This year appears to be even poorer for returns on cash than last year with interest on 3-6 month CDs running at 0.3% APR or less.

So, starting at the close of the market on May 6, 2009, CASH IS KING!